Personal Loan Programs

 

We have many personal programs to fit your particular borrowing needs. Many programs can be customized to suit your particular needs and to allow you to turn your dreams into realities. Contact us today to find out which these programs are right for you.

 

 
First Time Buyer Special incentive programs for first-time home buyers.
Fixed Rate Loans Monthly payment of principal and interest does not change over the life of the loan. You are protected if interest rates go up and can refinance if rates go down.
Adjustable Rate Loans Interest rates and payments may go down if rates improve or up if interest rates increase.
Cash Out / Home Equity Loan Allows you to refinance your current mortgage and to cash out some of your equity in the form of cash.
Interest-Only Loans Save hundreds on every monthly payment.
Stated Income Loans Do not need to verify income.
Poor Credit Loans Potential for reestablishing credit if you pay your mortgage on time and when used for debt consolidation, you may be able to reduce your monthly debt payment. In some cases, avoid foreclosure.
Debt Consolidation Consolidate bills into one low monthly payment. Save and have more cash at the end of the month. Pay off high interest loans such as credit cards, auto, second mortgages, and etc... Make your interest a tax deduction.
Investment Properties Loans for rental properties or properties not used as a residence by the borrower.
Secondary Homes Programs for secondary residences and seasonal homes.
No PMI Programs No Private Mortgage Insurance
No Points No Closing Program Programs where you pay no closing costs
Lines of Credit Revolving lines of credit, secured by your home equity.

 

Questions? mortgage@financialunion.com   Phone: 410.526.3822   Fax: 410.702.4605
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